Tips for Dealing With a Stolen Vehicle Article
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by: GiannaHarper
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As soon as you notice the vehicle has been stolen, the incident should be reported to the police. The DVLA or Driver and Vehicle Licensing Agency must also be notified, but the police generally take care of that aspect for you. The police officer informs the DVLA of the details relating to the theft as well as any details relating to the recovery of the theft if one occurs.
You must have all of the details relating to your vehicle at hand when you make the police report. This includes the vehicle registration number, the make of the vehicle, the model, and the specific colour of the motor vehicle.
The police create a crime reference number for the incident. This number is given to you so that you can provide it to your insurer when you report the incident. If the motor vehicle is not recovered, you will also need the crime reference number to claim the refund of the vehicle tax to which you are entitled.
Report the Theft to the Insurance Company
Once you have completed your report to the police, you should report the incident to your insurer and submit a claim. This should be done as soon as possible. Most likely, the insurer will ask you for the crime reference number along with all of the particulars of your motor vehicle.
Receiving Payment on Your Insurance Claim
If your motor vehicle is not recovered and you receive a payment on the claim from your insurer, your insurer will have you complete the V5/3 portion of your registration certificate. On the newer registration documents, this section is labeled V5C/3. This is the section that deals with the notification of the sale or transfer of the motor vehicle. In some cases, the insurer will request that you turn over the entire registration document to the insurance company since the car has been stolen.
You must also follow up with the DVLA. Contact them and provide them with the amount of the payment that you receive from the insurer, the date you accepted the payment, and the name and contact information for your insurer. Additionally, if you are required by your insurer to turn over your entire registration document, you should notify the DVLA that you have done so.
Receiving a Refund of Your Motor Vehicle Tax
If your motor vehicle is not recovered, you are entitled to apply for a refund of the vehicle tax. Typically, owners of stolen vehicles should wait at least a week before submitting a claim of this type. A majority of stolen vehicles are recovered in the UK area within the seven days following the theft, so it is advisable to wait until that time has passed. Once you are ready to place the request for the refund of the vehicle tax, you need to complete form V33.
About the Author
Anabel Bynam is a keen writer about car insurance and home insurance products.
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